Medicare Part B (Outpatient Coverage)

Coverage for Everyday Care and Outpatient Services

Medicare Part B helps cover the medical services you’re most likely to use, like doctor visits, outpatient care, lab tests, preventive screenings, and medications given in a clinical setting. It functions like traditional health insurance, but understanding how and when to enroll is key to avoiding penalties and unexpected costs.

What Part B Covers:

From Doctor Visits to Diagnostic Tests

Part B pays for many of the essential services you need to stay healthy and manage conditions:

• Doctor and specialist visits

• Lab work and imaging (X-rays, MRIs, etc.)

• Preventive services and screenings

• Outpatient surgeries and rehab

• Durable medical equipment (DME)

• Certain medications given in-office (like chemotherapy or infusion drugs)

Unlike Part A, which only applies when you’re admitted to a hospital, Part B is used for day-to-day healthcare needs. But it also comes with important cost-sharing rules you need to understand.


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